Blue Zinc
About Blue Zinc
Following deregulation of the Australian banking industry and the introduction of non-bank lending institutions, there has been a massive increase in the number, complexity and variety of mortgage products available. Add to this the 'vigorous' advertising campaigns run by the lenders and the mortgage market becomes a daunting, frustrating and confusing jumble of jargon and double talk. The need has arisen for a company who constantly analyses the mortgage market and who knows the trends and strategies of the various lenders.
Blue Zinc understands Australia's complex mortgage market and is constantly researching the various mortgage products to ensure we know who is offering the best deals for all types of mortgages. We also understand each lender's lending assessment criteria so we can calculate your maximum borrowing capacity from each lender. All this allows us to help you make the right mortgage decision and saves your time by applying to the right lender the first time.
To make Blue Zinc the perfect mortgage service, we had to make it cheap - FREE was as cheap as we could get it. We charge the lender a commission based fee for lodging your loan with them. The lender pays this fee out of their profits or margin. All rates, fees and features you get by applying through Blue Zinc are the same, if not better, than if you were to apply direct to the lender.
Products
The perfect mortgage service should provide the following:
- Find the best loan that meets your own individual circumstances & goals.
- Experienced & helpful consultants always available at call.
- Excellent range of mortgage lenders, products & services.
- Convenient mobile service.
- Residential or commercial, investment or owner occupied, new purchase or refinance, bridging or building finance - all loans large & small.
- Debt analysis & appraisal.
- Member of the Mortgage Industry Association of Australia.
Finally, to make Blue Zinc the perfect mortgage service, we had to make it cheap - FREE was as cheap as we could get it. The lender pays us a commission based fee for lodging your loan with them. The lender pays this fee out of their profits or margin. All rates, fees and features you get by applying through Blue Zinc are the same, if not better, than if you were to apply direct to the lender.